OF ORLA FinanceHome loans · online
Home loans, handled — fully online

Your home loan, sorted online. We compare the banks, you get a sharp rate.

ORLA Finance compares a panel of lenders to find your best loan — buying, refinancing or investing. Free to you, fully online, and in your language. Your conveyancing is handled by ORLA Settle, so it's all one team.

📞 Call 0485 079 953
Panel of major lendersFree to you*Fully onlineLegal + loan, one team

Estimate my repayments

A quick indicative repayment — a broker confirms your real rate.

Buying
Refinancing
Investing
Loan amount$650,000
Rate % p.a.
Term
25 yr
30 yr
Est. repayment$3,911/ month

Estimate only — not a quote or an offer of finance. Your actual rate and repayments depend on the lender's assessment.

40+lenders compared
$0to you, most home loans*
100%online + video
1 teamloan + conveyancing
Why ORLA Finance

A broker in your corner — not a bank pushing one product

We compare the market, do the legwork, and keep it all online. And because we sit alongside ORLA Settle, your loan and your legal side move together.

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The whole market

We compare a panel of 40+ banks and lenders to find a loan that suits you — not just one bank's rate.

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Free to you*

For most home loans there's no cost to you — we're paid by the lender. Any fee is disclosed up front.

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Fully online

Share your details securely and meet by video. No branch visits, no paperwork mountain — in your language.

Fast pre-approval

Get a pre-approval so you can bid and buy with confidence. We keep it moving so you don't miss the property.

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Loan + conveyancing

Pair your loan with fixed-price conveyancing from ORLA Settle — one team, buying handled end to end.

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Real advice

A real broker who explains your options in plain language, structures it right, and stays with you to settlement.

What we finance

Whatever you're financing, we'll find the fit

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Home loans

Buying your first or next home — we find a sharp rate and structure it to suit you.

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Refinancing

On a rate that's crept up? We compare the market and switch you to something better.

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Investment loans

Build your portfolio with the right structure, offset and rate for an investment property.

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Construction & off-the-plan

Building or buying off-the-plan? Finance with the extra checks these need, handled properly.

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Car & asset finance

Vehicles and equipment, personal or business — competitive asset and chattel finance.

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Business & commercial

Commercial property, working capital and business lending, matched to the right lender.

How it works

Four simple steps — start to settlement

1

Tell us what you need

A quick chat about your goal, deposit and situation — online or by video.

2

We compare lenders

We search the panel and bring you the sharp options, explained in plain language.

3

You choose, we do the paperwork

Pick your loan and we handle the application, lender liaison and approval.

4

Settle with ORLA Settle

Your loan and conveyancing settle together, tracked online, one team.

Buying a home? Get the legal and the loan — together.

ORLA Finance handles your home loan; ORLA Settle handles your fixed-price conveyancing. One team, fully online, in your language — so nothing falls between your broker and your lawyer.

See ORLA Settle conveyancing →
One buying journey
  • Pre-approval, so you can bid with confidence
  • Fixed-price conveyancing (from $770)
  • Contract & Section 32 review before you sign
  • Loan and settlement coordinated on one timeline
  • Live settlement tracking, updates the whole way
FAQ

Good questions, straight answers

Does it cost me anything?
For most home loans, no — we're paid a commission by the lender, not by you. If any fee ever applies (some complex or commercial loans), we tell you up front before you commit.
Which lenders do you compare?
We compare a panel of 40+ banks and lenders to find a loan that suits you — not just one bank's product.
Can it really be done online?
Yes. You share your details securely and we meet by video — no branch visits. We can help in your language, too.
Can you get me a pre-approval?
Yes — a pre-approval lets you shop and bid with confidence, and we can usually get it moving quickly.
Can you handle my conveyancing too?
Yes — our sister service ORLA Settle handles your fixed-price conveyancing, so your loan and the legal side are managed together.
Are you licensed?
Yes — ORLA Finance operates through Melbourne Finance Brokers, a licensed Australian finance brokerage.

Ready to see your real rate?

No obligation. Free to you for most home loans. In your language.